Health insurance covers medical and surgical expenses, including daily allowances for hospitalization due to accident or sickness.
However, Health Insurance doesn’t cover you for loss of life or permanent disablement if you have an accident. That’s where personal accident insurance comes in.
Phongsavanh Insurance (APA) new Health insurance plus Personal Accident coverage for an additional LAK 124,500 provides you with the following coverage.

• Medical Injury treatment up to LAK 1,200,000 per incident
• Permanent disability compensation up to LAK 25,000,000
• Loss of life coverage up to LAK 25,000,000