Property Insurance

APA Property Insurance protects your property from fire, theft and natural disasters which can be financially devastating, let us take care of this


ພົງສະຫວັນ ປະກັນໄພ ເອພີເອ ໃຫ້ທ່ານຫຼາຍກ່ວາການຄຸ້ມຄອງ

You’re not just another customer

We’re not just another insurer


What does Property Insurance protect?

  1. Building
  2. Business / Personal Property
    • Stock and Equipment
    • Furniture

Enhance your protection with these optional extras:

  1. Public Liability
  2. Burglary
  3. Business Interruption cover


As a business owner, insurance cover is a crucial aspect of protecting your company. Even if your business is experiencing losses, insurance can provide financial protection in case of any unexpected events or damages.

It acts as a safety net, providing cover for repairs or replacement of damaged property, liability claims and legal fees. This can help you stay afloat and resume your operations without further losses.

Moreover, insurance provides peace of mind for business owners, allowing them to focus on growing their business and achieving success without worrying about unexpected events and losses. So, investing in insurance cover for your business is a smart decision, as it guarantees your business's protection and secures it’s future.


What should a good property insurance cover?

Good property insurance should cover the assets of a client, whether it’s a small or big property/business. We recommend the “Property Insurance” from Phongsavanh Insurance (APA) which helps cover your property from damages, stolen items, disasters, etc.

What does property insurance protect?

  • House / Building from natural disasters and unexpected events
  • Fire, Lighting, Explosion, Earthquake, Water Damage, Windstorm
  • Protect your belongings whether it's your equipment or valuables
  • Burglary, Electrical Damage, Breakage of Glass, Stock and Equipment, Furniture
  • Additional income compensation and expense protection
  • Public Liability, Business Interruption, Temporary Rental Expense, Architect Fee, Debris Removal

Benefits and Coverage:

  • Benefits
  • Comprehensive coverage with 2 plans (Basic and Broad)
  • additional coverage to meet your needs
  • 24 Hours emergency assistance Hotline
  • Quick and easy claim process.

Covered Perils

  • Coverage basic plan
  • Fire
  • Lightning
  • Explosion
  1. Coverage Broad plan
  • Fire
  • Lightning
  • Explosion
  • Collapse
  • Windstorm
  • Earthquake
  • Smoke
  • Aircraft or Vehicles
  • Breakage of Glass

We cannot prevent disasters or unfortunate circumstances, but we can help you hedge against them. Protect your valuable assets today by choosing APA property insurance.

Risk management is an essential part of running a successful business. Having insurance cover can help protect a business from various risks such as property damage, liability claims and other unexpected events that may arise. These risks can cause financial losses that can be devastating to a business.

Insurance can provide financial support to help businesses recover from such losses and continue operating. Phongsavanh Insurance (APA) are ready to recommended business owners work with us to assess their risks and choose an insurance policy that provides adequate cover for their business needs.



New!!! Premium products from Phongsavanh Insurance (APA)

Safe Assured Insurance is an insurance policy designed to provide comprehensive coverage for your business or property.

#Direct physical loss or damage to property insured caused by:

  • Fire, Lightning, Smoke, Flood, Windstorm, Earthquake.
  • Explosion, Aircraft, Tidal Wave, Vehicle Impact, Machinery breakdown.
  • Riot, Strike and Malicious etc.

#Extension coverage:

  • Injury and material damage of the third party.

#Get discounts up to 35% for buildings with security measures such as

  • Fire pump, Fire Extinguisher, Automatic detector (Smoke & Heat detector).
  • Automatic sprinkler, Manual Fire Alarm.
  • Emergency plan.
  • Security guard and Fire Fighting Training.