Personal accident

Phongsavanh Insurance (APA) is a comprehensive insurance company that provides both life insurance and general insurance, one of which is: personal accident insurance that provides coverage for accidental accidents, death, permanent disability and medical expenses caused by accidents.

Our goal is to provide support for you, your loved ones and your assets.


ພົງສະຫວັນ ປະກັນໄພ ເອພີເອ ໃຫ້ທ່ານຫຼາຍກ່ວາການຄຸ້ມຄອງ

You’re not just another customer

We’re not just another insurer

Benefits and Cover:

Types and Conditions of Personal Accident Insurance

  • Protect the injured, permanent disability and death
  • Protect any profession (suitable for your employees)
  • No health checkup required

Personal Accident Insurance reimburses the expenses incurred from the accident:

  • Reimbursement of medical expenses caused by an accident
  • Payment in the event of permanent disability caused by an accident
  • Payment in the event of accidental death

Who is eligible personal Accident Insurance?

  • People who live or run a business in Lao PDR
  • 18-60 year olds






New Product!!!

Introducing EZY Life Gold insurance, a unique combination of insurance with exceptional management. Purchase 1 and get 3, All in one card.

  1. Cover Life Insurance.
  2. Cover Health Insurance (IPD “In-Patient Department”).
  3. Cover Personal Accident (PA).

EZY Life Gold Insurance gives you multiple protection products on one simple package.

  • With Cost savings compared to separate purchases.
  • Cover life insurance and medical expenses.
  • No need to pay in advance, in case of treatment.
  • The card can be used in both Laos and Thailand.

Losing and family member is a difficult time for you and your loved ones, let our Ezy Life Gold Insurance take care of you and family members and alleviate some of the financial burdens so you can focus on the important things in life.


EZY Life Gold Insurance offers a valuable investment that ensures your loved ones are financially secure in the event of your passing.

And the best part: you can upgrade your current policy or buy additional cover based on terms and condition. This means that your beneficiaries can receive:

A larger lump sum payment.

Providing extra support for mortgage payments.

Living costs.

Other expenses during difficult times.

You can provide even greater financial security and support for your family.