Personal accident

Phongsavanh Insurance (APA) is a comprehensive insurance company that provides both life insurance and general insurance, one of which is: personal accident insurance that provides coverage for accidental accidents, death, permanent disability and medical expenses caused by accidents.

Our goal is to provide support for you, your loved ones and your assets.


ພົງສະຫວັນ ປະກັນໄພ ເອພີເອ ໃຫ້ທ່ານຫຼາຍກ່ວາການຄຸ້ມຄອງ

You’re not just another customer

We’re not just another insurer

Benefits and Cover:

Types and Conditions of Personal Accident Insurance

  • Protect the injured, permanent disability and death
  • Protect any profession (suitable for your employees)
  • No health checkup required

Personal Accident Insurance reimburses the expenses incurred from the accident:

  • Reimbursement of medical expenses caused by an accident
  • Payment in the event of permanent disability caused by an accident
  • Payment in the event of accidental death

Who is eligible personal Accident Insurance?

  • People who live or run a business in Lao PDR
  • 18-60 year olds