EZY Life Insurance

Phongsavanh Insurance (APA) proudly Introduces our product, "EZY Life Insurance", low-cost life insurance in Laos.

With a starting premium of 550,000 LAK per year for a lifetime (Easy quarterly installments), the coverage increases every year.

Buy today and coverage starts immediately.

No health check-ups or medical questions are required!


Make a financial plan today...

For the stability of your loved ones in the future


ພົງສະຫວັນ ປະກັນໄພ ເອພີເອ ໃຫ້ທ່ານຫຼາຍກ່ວາການຄຸ້ມຄອງ

You’re not just another customer

We’re not just another insurer

Plan your financial future with Phongsavanh Insurance (APA) and enjoy fixed fees with higher returns every year


There are two types of EZY Life insurance:

  1. EZY Life Insurance
  • Option1: 550,000 LAK per year
  • Option2: 1,999,000 LAK per year
  1. Special EZY Life Insurance
  • Option1: 999,000 LAK per year
  • Option2: 1,499,000 LAK per year
    • IPD Daily Allowance from Accident or illness

Benefits and Coverage:

  • Fixed premium with
  • Incremental coverage every year
  • Whole life coverage
  • No health checkup
  • Entry age 18-60
  • Annual payment or pay every 3 months
  • You can also buy at Phongsavanh Insurance (APA) office, all branches of Phongsavanh Bank, and our brokers/agents countrywide.


Life insurance is not just a financial investment, it is a promise of protection and security for your loved ones. It is a combination of caring, hope, and responsibility.

Ezy Life Insurance from Phongsavanh Insurance APA is a protection plan that gives you peace of mind from every worry





New Product!!!

Introducing EZY Life Gold insurance, a unique combination of insurance with exceptional management. Purchase 1 and get 3, All in one card.

  1. Cover Life Insurance.
  2. Cover Health Insurance (IPD “In-Patient Department”).
  3. Cover Personal Accident (PA).

EZY Life Gold Insurance gives you multiple protection products on one simple package.

  • With Cost savings compared to separate purchases.
  • Cover life insurance and medical expenses.
  • No need to pay in advance, in case of treatment.
  • The card can be used in both Laos and Thailand.

Losing and family member is a difficult time for you and your loved ones, let our Ezy Life Gold Insurance take care of you and family members and alleviate some of the financial burdens so you can focus on the important things in life.


Introducing the new EZY Life Gold coverage with more options.

Simplified, comfortable, and convenient products

Now with five options to suit all “EZY Life Gold”:

Price starts from 1.250.000 LAK

  • Option: EZY Life Silver
  • Option: EZY Life Gold
  • Option: EZY Life Gold 1
  • Option: EZY Life Gold 2
  • Option: EZY Life Gold 3

EZY Life Gold includes 3 insurances in one card

  • Life insurance coverage up to 270,000,000 kip
  • Health Insurance coverage more than 300,000,000 kip.
  • Personal Accident Insurance coverage up to 75,000,000 kip.

Special: You can buy EZY Life Gold Insurance now at Phongsavanh Bank

Phongsavanh Insurance (APA) always strives to enhance its management level to provide greater convenience for every customer.